1. Objective, Scope & Applicability
Bhoomi Investment (“Company”, “we”, “our”, “us”) respects the privacy of individuals and is committed to protecting it. This Privacy Policy (“Policy”) describes how we collect, use, disclose, transfer and otherwise process personal information (“Personal Information”) of users when you visit or use our website [https://bhoomiinvestment.org] (“Website”) or engage with our services.
By accessing or using the Website or our services (including filling contact/registration forms, subscribing to newsletters, applying for advisory services, etc.), you (“you”, “your”, “User”) consent to the practices described in this Policy.
This Policy applies to all information collected or submitted by you on or through the Website, or otherwise provided to us in connection with our services.
This Policy does not apply to information collected offline (unless otherwise specified) or to websites not linked to this Policy.
2. Information We Collect
2.1 Personal Information
“Personal Information” means information that relates to you, either directly or indirectly, which in combination with other information is capable of identifying you.
We may collect the following categories of Personal Information:
Name, age/date of birth, gender, marital status.
Contact details: postal address, email address, mobile/phone number.
KYC and regulatory data: PAN, Aadhaar, occupation, income range, employment details, bank account, investment portfolio details, nominee/family information (for financial product onboarding).
Credentials and login information, when you register for our services.
Details of services you request, your preferences and investment interests.
Sensitive financial and transactional information: bank account numbers, payment instrument details, transaction history, brokerage/advisory account data.
Device and technical data: IP address, browser type, operating system, access time, location (where applicable), cookies and tracking data.
Other information you volunteer: feedback, correspondence, survey responses, social media account identifiers (when linking or interacting).
You can choose not to provide certain information, but then you may not be able to use certain features or services.
2.2 Non-Personal / Technical Information
We may automatically collect information about your interaction with our Website, including:
Usage data: pages visited, features used, referring/exit pages, time & date, duration.
Device data: device identifier, operating system version, browser, network provider.
Location and behavioural information where relevant (e.g., IP-based approximate location).
We also use cookies and similar technologies to collect such information.
3. How We Use Your Information
We may use your Personal Information for the following purposes:
To verify your identity and perform KYC and regulatory compliance required by law.
To provide you with financial advisory and investment-related services and follow-up communications.
To process your service requests, applications, transactions and manage your account.
To send you updates, newsletters, marketing communications (with your consent where required), and promotional offers.
To respond to your enquiries, feedback, complaints or support requests.
To improve our Website and services: analytics, tracking user behaviour, testing new features.
To detect, prevent, investigate or address fraud, security or technical issues, and enforce our terms and conditions.
To comply with legal obligations, governmental or regulatory requests.
To engage in aggregated/anonymous analyses for business/marketing research and service improvement (such data will not identify you).
4. Legal Basis for Processing
We rely on one or more of the following legal bases:
Performance of a contract: processing necessary to fulfil services you request.
Compliance with legal obligations: e.g., KYC, anti-money-laundering, regulatory filings.
Legitimate interests: e.g., service improvement, analytics, fraud detection, marketing (where balanced against your rights).
Consent: where you explicitly opt-in for marketing communications or certain data sharing.
5. Data Sharing and Disclosure
We may share your Personal Information with:
Service providers, vendors, consultants or partners who perform functions on our behalf (e.g., technology providers, hosting, analytics, customer support). They will be bound by confidentiality obligations and may use your information only for the specified purpose.
Regulatory, governmental or judicial authorities as required by applicable law.
Affiliates or business units of the Company for internal business purposes (fraud detection, analytics, group services).
In the event of a merger, acquisition, sale of assets, or business restructuring, your Personal Information may be transferred to the relevant third party.
We do not sell or rent your Personal Information to third parties for monetary gain.
6. Retention of Your Personal Information
We will retain your Personal Information for as long as necessary to fulfil the purposes for which it was collected, to comply with legal and regulatory obligations, to resolve disputes, and to enforce our agreements. After that, we may delete or anonymize your information in accordance with our data-retention policy.
7. Cookies and Tracking Technologies
Our Website uses cookies and other tracking technologies to enhance your browsing experience, personalize content, conduct analytics and measure the performance of our communications.
You may configure your browser to refuse cookies, but this may disable certain features or functionalities of the Website.
We may also use third-party analytics and advertising services that set their own cookies (for example Google Analytics, remarketing tags etc.).
8. Your Rights and Choices
You have the right to:
Access and obtain a copy of your Personal Information that we hold.
Correct or update your Personal Information if it is inaccurate or incomplete.
Withdraw your consent where processing is based on consent (subject to legal or contractual restrictions).
Opt-out of receiving promotional or marketing communications at any time (by unsubscribing/link or contacting us).
Object to or restrict certain processing in circumstances permitted by law.
Request deletion or anonymisation of your Personal Information when it is no longer required, unless legal/regulatory requirements prevent us from doing so.
To invoke your rights, please contact us at the contact details given below.
9. Security of Your Information
We take reasonable organisational, technical and physical measures to safeguard your Personal Information against unauthorised access, disclosure, alteration, loss or destruction. These may include encryption, secure servers, access controls and periodic audits.
However, no internet transmission or electronic storage method is 100% secure. We cannot guarantee absolute security of your information.
10. Third-Party Links
The Website may contain links to third-party websites or services for your convenience. We are not responsible for the privacy practices, content or services of those sites. We encourage you to read the privacy policy of every website you visit.
11. Children’s Privacy
Our services are not directed to individuals under the age of eighteen (18). We do not knowingly collect Personal Information from children under the age of 18. If we become aware that we have inadvertently received Personal Information from a child under 18, we will delete that information from our records.
12. Policy Changes & Updates
We reserve the right to update or modify this Policy at any time. When we make changes, we will update the “Last Revised” date at the top. Your continued use of the Website following the posting of changes will signify your acceptance of the revised Policy.
13. Grievance Officer / Contact Information
If you have any questions, concerns or complaints relating to this Policy or our handling of your personal data, please contact:
Grievance Officer
Chetan Patel
Email: info@bhoomiinvestment.org
Phone: +91-7874331128
Last Revised: 02-11-2025
Copyright © 2025 Bhoomi Investment - All Rights Reserved.